Nowadays almost every person is getting health insurance. In which the insurance company covers many types of medicines. But there are some medicines which are generally not covered by the insurance company, due to which people often ask why is Sutab not covered by insurance. Therefore, in today’s article we will discuss this topic with you and tell you what is the reason due to which the insurance company does not cover Sutab.
What is Sutab
Sutab is a type of medicine that is used before a colonoscopy procedure. If you do not know what is colonoscopy procedure then let us tell you that in this procedure the intestine is examined. sutab is considered a good medicine for colonoscopy procedure.
Why is Sutab not covered by insurance ?
why is sutab not covered by insurance There are some possible reasons for this, let us understand them in detail.
Being outside the formulary
Friends, some insurance companies cover only a limited number of medicines. Therefore, if sutab is not among their limited medicines then it is obvious that the insurance company will not cover it under this insurance.
Prior authorization
Sometimes it also happens that some insurance companies require prior authorization for certain medicines. Prior authorization means that the doctor has to get approval from the insurance company before prescribing the medicine that it is covered under his insurance. And if you use sutab without prior authorization from the insurance company, you will have to pay for it from your own pocket and the insurance company will not cover it.
Estimated cost
According to whatever premium you pay to the insurance company, if the insurance company feels that Sutab medicine is expensive then they will not cover it under their insurance. And anyway, Sutab is somewhat expensive, so this could also be a reason why insurance companies do not cover it.
Using sutab when not needed
Friends, you must be aware that the use of Sutab has been approved only for use in adults before colonoscopy. And if you are using Sutab for some other health problem then the insurance company may say that it was not necessary to use Sutab and yet you used it due to which the insurance company will not cover Sutab.
So these were some of the reasons why insurance companies do not cover sutab. We hope you liked this information.
